Life or Debt: Educating Consumers

I've worked closely with debt counseling organizations for the better part of two decades and have read alot of the most popular educational books and brochures out there. While most of these works are excellent educational pieces, few are motivational in nature and even fewer are enjoyable reads.

The mechanics of dealing with debt are simple. The challenging part is in the execution, becuase changing the way we behave requires changing the way we think. And changing the way we think takes a great deal of motivation.

Life or Debt takes an entertaining, motivational approach that engages readers and brings about a new way of thinking. But don't take my word for it...look at what people have said who have actually read the book. That's the only way to know if the book does what it promises.
- Stacy Johnson

Education Demands | Book Pricing

Whether the book, DVD or both, Life or Debt meets a variety of educational demands for credit counseling organizations. Our products are geared toward enhancing the lives of consumers who need support and encouragement toward debt-free lives.

Both written and video versions are priced to be a perfect revenue enhancement opportunity for your organization, and are ideal for:

Inquiries • DMPs • Counseling-Only • Outreach • Pre-Discharge Bankruptcy

In addition, while currently pending approval, the Life or Debt DVD was specifically designed to meet the requirements of the EOUST for pre-discharge bankruptcy education.

Life or Debt: Simple Steps for a LIfetime of Financial Freedom is a 90-minute DVD released in January of 2007. The retail price is $19.95, but you can order versions customized for your organization for much less. Your DVDs can have your logo imprinted on the sleeve. And in sufficient quantity we can also provide a custom video introduction to the DVD shot right in your office and featuring your CEO or other spokesperson.

Quantity:	Price:
< 5000	$6.50
5,000	$5.00
10,000	$4.50
20,000	$4.00
50,000	$3.00
100,000	$2.50

DVD Orders
Contact us to order private label copies of the Life or Debt DVD. Depending on the level of customization you request, we are also happy to assist you in achieving pricing discounts by batching your order with those of other organizations. So whether you want 100 copies or 100,000, let us know. Turnaround time on DVD orders average two weeks or less.

Unlike the vast majority of educational books, Life or Debt is not self-published. Its published and distributed by Ballantine, a Random House company. With the exception of the customization you'll receive, the books you order are the same ones available in bookstores and libraries nationwide, and published by Random House, one of the largest and most prestigious publishers in the world.

By offering Life or Debt, you achieve immediate marketability, credibility and name recognition.

Life or Debt: A One-Week Plan for a Lifetime of Financial Freedom was first published in hardback in 2001, followed by a paperback version in December of 2004. Suggested retail prices in bookstores are $22.95 for the hardback and $13.05 for the paperback. But, you can purchase private label trade paperback copies of Life or Debt, complete with your organization's logo on the cover, for much less.

You can contact Ballantine directly to order private label copies of Life or Debt. But before you do, talk to us. Because it’s possible that we can combine your order with those of other organizations and sometimes achieve economies of scale that will deliver a greater quantity discount.

Quantity:	Price:
5,000	$5.98
10,000	$4.60
20,000	$4.01
50,000	$3.35
100,000	$3.11

Custom Reprint
(Printed any time) The following prices were provided by Ballantine. They include private label branding and shipping to your location. Lead time: Eight to 10 weeks.